Kubera already puts everything you own in one place.
Banks, brokerages, property, crypto, the private holdings most apps can’t even see — pulled into one balance sheet, for people who manage their own wealth. That’s the genuinely hard part, and you built it. But the dashboard you open every day stops at the number. At this level no one talks honestly about money, so a precise figure on its own leaves the real question hanging — is 16% in cash a lot? Am I strangely concentrated? Am I doing this right?
I’m Carl. I run Sunday, product design for fintech, ex-Swedbank. Here’s the thing: you already built the answer. Club Benchmarks— “see how people like you actually invest” — is exactly the right idea. It’s just tucked away as one feature while the dashboard you open every day stays a wall of green. So I made it the spine. It’s live, just below.
The concept, running
It’s live — open the Compare tab.
How I’d make Club Benchmarks the spine of Kubera, not a side feature.
The aggregation is the moat — the connections, the private holdings, the dead-man’s switch. And you already had the best idea of all: Club Benchmarks, comparing your allocations to an anonymous club at your exact net-worth level. But it sits off to the side, while the dashboard you actually open works against your own “master your temperament” line — the calm picture, shipped as a wall of green. The fix isn’t a new feature. It’s taking the one you already built and making it the center of gravity: every figure shown as “here’s you, and here’s everyone like you.” Calm, private, honest where it counts.
Four decisions, and why:
Net worth
Your number becomes a room of people like you
The context exists in Club Benchmarks — it’s just a click away while the dashboard shows a lonely figure. So I bring it to the front: your net worth selects a cohort, the 9,400 people in your exact range, and the number becomes a room you can look around.
Cash
A little more dry powder on the sidelines than most — nothing wrong with that, just worth knowing it’s there.
Every part of it, held up to theirs
Now every part of your money has a reference. Here’s your cash against people like you. Not a leaderboard of who’s richer — a mirror of how you’re positioned, dimension by dimension.
Single-stock concentration
That’s your old company. Most people in your position trim it over time — no rush, just worth knowing.
The hard truth, delivered as permission
You’re three times more concentrated in one stock than almost anyone like you. The data’s in there; nobody frames it for you. I do — as “worth a look, not an alarm,” the way a good advisor would. The honest outlier is where trust is won, so it’s handled with care, never fear.
Net worth over time
Calm by default, not a wall of green
You tell people to “master your temperament,” that the best decision is often no decision — then the dashboard hits them with a wall of green on every open. So the whole thing goes monochrome: even your net worth over time stays a quiet line.
Any dashboard can show you a bigger number. The work is telling you whether it’s normal — privately, against the people who’d never tell you themselves.
A bit about me.
I’m Carl. I run Sunday, a product-design studio for fintech. Before this, Swedbank, one of the Nordics’ largest banks. I work embedded, like part of the team, from first research to the final interface. No handoffs.
I built this from the outside, on your product and positioning alone — no brief, no access. You’re clearly product-led and design-literate, so take it as a conversation-starter, not a critique. With your real Club Benchmarks data behind it, it gets a lot sharper.
“He champions user-centered design without ever losing sight of how it drives real business outcomes. That balance is rare.”
Joackim Zwahlen — UX Lead, Swedbank
That’s the idea.
I made this because it stuck with me — you can have $9M and still no idea whether you’re doing it right. If it’s useful, grab 30 minutes below and I’ll walk you through where I’d take it. If you want it real, a two-week sprint makes the Peer Mirror production-ready in Kubera. If not, no hard feelings — I’ll be rooting for you either way.